So, I'll be graduating in July of 2006 from PTI with a associates degree in Network Administration and Computer Forensic's. I've been living with my parents mostly and paying off my school loan 300-400 dollars a month at a time. I've paid off about 8,000 so far. As I will be graduating, I will be turning 21 in June. My questions are, should I continue to mooch off my parents and put some money towards them for food, water, cable, etc, and just save up some money and then move out in a year? Or should I move out after I find a full time job after my internship at the Science Center, still paying for school, and having stupid shit like rent, food, etc. I really dont like to mooch off them as they have done alot for me to help me get where I am at this point. Im making around 800/month after taxes and put away another 200 a month. I have close to 2,000 save up right now. So, what would you do?

 

Stay with parents and save up for a year before moving out is what I would do, If your parents dont mind that is.

It will be much easier when the time comes to move out. fing02.gif

 

Living with your parents for as long as possible and saving all of the money you can is the smartest choice you can make. Many people make the mistake of moving out too early without establishing a quality job that has security. Then they just end up moving back in with their parents.

I would get together as much money as you can and try to purchase a house. Apartments are a waste of money as you are not paying them off to own them. With a house, every payment you make is bringing you closer to ownership. Keep in mind that some mortgage payments for a house wouldn't necessarily be more than some apartment costs.

You should really give this some SERIOUS thought man.

Good luck with your future endeavors. wink1.gif