Everyone's Insurance payments ???
Probably my 327th time posting about insurance today, but w/e, I'll play along. I bet I pay less than most people here, however I have no room for error on my part.
Corvette- Antique plate, has to be twenty years old or more. I can't drive it more than 3,000 miles per year, otherwise insurance is forfeited. $300-350ish a year for $10,000 in insurance for anything. If I hit a tree, if an uninsured driver hits me, if it gets sucked into a tornado, if it gets hit and run by a reckless teen. So cheap I guess since they figure it will only be a weekend car.
Tib/GSX- dealer plate, no collision insurance just liability. I can't drive it more than 150 miles from the dealership location (old building of my Dad's, about 30 miles from my house) If I wrap it around a tree, I'm screwed, if I back into something, I'm screwed. Couple hundred a year (Don't know if I pay all of it, or if my Dad covers some of it as well).
Corvette- Antique plate, has to be twenty years old or more. I can't drive it more than 3,000 miles per year, otherwise insurance is forfeited. $300-350ish a year for $10,000 in insurance for anything. If I hit a tree, if an uninsured driver hits me, if it gets sucked into a tornado, if it gets hit and run by a reckless teen. So cheap I guess since they figure it will only be a weekend car.
Tib/GSX- dealer plate, no collision insurance just liability. I can't drive it more than 150 miles from the dealership location (old building of my Dad's, about 30 miles from my house) If I wrap it around a tree, I'm screwed, if I back into something, I'm screwed. Couple hundred a year (Don't know if I pay all of it, or if my Dad covers some of it as well).
22. Red 01 Tibby. The only thing left on my record is a suspension (thank God for Illinois 'court supervision' system. I think I have had over 10 tickets, none on my record now).
$100 deductables on Collision and Comp, $1500 in aftermarket equip coverage, $150/mo. Esurance.
$100 deductables on Collision and Comp, $1500 in aftermarket equip coverage, $150/mo. Esurance.
01tibby341... new england has probably the highest insurance premiums in the country. it's so congested up here, they claim they have no choice. it sucks...
so move out of NE and you should be fine wink1.gif
so move out of NE and you should be fine wink1.gif
well let's see now that i don't have a truck on my insurance i only pay 400 ever six months. I have everything under the sun covered. for my 2 cars overseas it's rather expensive! it is like 600 for 6 months liability only. I have had 5 speeding tickets, 1 wreck, wife has had 3 speeding tickets and 2 wrecks kinda sorta. but i don't think i'm paying to much.
Senior Member
Joined: Jul 2001
Posts: 7,063
Likes: 0
From: Clovis, NM
Vehicle: 2010 Jeep Wrangler Unlimited
I am 31, my wife is 26. We have two vehicles, Tib and Scion xB. Both have full coverage with $500 deductable. I have 1 speeding ticket from back in 2002, I doubt it's even on there. Our insurance company is USAA (past 8 years) and we pay $308 every six months.
500 Collision, 250 comp, full coverage with rental and all that bs.. For me and my wife (Im 24, shes 20) I pay $127 for the tib a month, and thats with a ticket.. But we also live in one of the highest insurance cities currently, Las Vegas 02.gif (****ing tourists!!)



