I just got one with a $2,000 limit. I'll probably use it for new tires when the time comes since Tire Rack takes it and there's a bunch of mechanics in my area that accept it also. Good to have if my car ever needs some major work done that I cant do myself.

 

no different than any of the other high interest screw you over credit cards out there

 

I believe it has 0% promotions, but will tack on all the back interest if you don't pay it off by the end of the promotion period. Make sure you do so.

 

I have one with a 5K limit on it. I don't use it very often but you do get 6-9-12 months of zero interest when you use it on certain things, which I always pay it off before the time period. Nice if you're near a Mobil station and need gas but dont want to use your bank card or have no cash. Can use it there and then pay it off when the bill is due and have zero interest to worry about. There's a lot of garages around me also that accept it too which is nice in case of something needing repair.

 

There are much better cards for getting gas. I have an NRA card that gets me 5% cashback on gas and sporting goods stores.