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Is 4% a good return rate for 401K?

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Old 07-20-2017, 03:33 PM
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Default Is 4% a good return rate for 401K?
I contribute 7% of my paycheck to my 401K ad my job does a 100% match. I just got my statement and I got a 4% return rate. I invest in conservative trading but I'm thinking about changing it to more risky. If 4% is good or even great, I'll just leave it alone. I get a raise in October and when that kicks in, I'll boost my contribution to 10%.
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Old 07-20-2017, 07:28 PM
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It's pretty good. Compare: https://investor.vanguard.com/mutual...th-end-returns
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Old 07-21-2017, 06:45 AM
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I had a 16% rate of return (just logged in and checked) but I also invest in very aggressive trading.
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Old 07-26-2017, 05:50 AM
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Originally Posted by Visionz
I had a 16% rate of return (just logged in and checked) but I also invest in very aggressive trading.


Jesus! I only average around 8-10%. How do you get such a high ROI?
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